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Apartment in an 1898 palazzo on the square of Trieste's Synagogue

Ref. 5274 · City Centre

Apartment in an 1898 palazzo on the square of Trieste's Synagogue

Piazza Virgilio Giotti, City Centre, Trieste

€435,000

Apartment · 134 m² · 2 bedrooms · 2 bathrooms · 2nd floor44 photos

Mortgage€1,374 a monthexample: 70% over 30 years · TAN 3.54% · APRC 3.71%Calculate

The house in three numbers

  • 1 min

    The Synagogue, across the square

    73 metres on foot to the visitors' entrance. From the windows on Via Zanetti it can be seen at an angle.

    Walking route on OpenStreetMap.

  • 39 + 41 m²

    Half on the street, half on the courtyard

    Living room and kitchen on Via Zanetti; both bedrooms, the study and a bathroom on the inner courtyard, with its big tree.

    Net room areas, from the 3D tour.

  • €58

    Building charges a month

    Lift included. Heating is independent, gas-fired, and paid separately.

    2026 building budget.

3D tour

From the armoured door to the bedroom on the courtyard

This home, any other on the site, or buying in Trieste: fire away. Claude, our AI concierge, answers — it can be wrong, and says so. Conversations are logged and can be reread by the team.

Apartment in an 1898 palazzo on the square of Trieste's Synagogue — High ceilings, and the Synagogue at an angle

The day side · Via Zanetti

3.56 m

High ceilings, and the Synagogue at an angle

Living room and kitchen share the same side, joined by an arch 2.84 m wide. From the windows the Synagogue is seen from the side, across the square. The window frames are good: closed, the street stays outside.

  • Living room · 22.5 m²
  • Eat-in kitchen · 16.4 m²
  • Period inlaid parquet
  • Kitchen and most furniture included

The two sides of the home

Half on the street, half on the courtyard

A long body between two outlooks, with ten metres of corridor in between: the day rooms face Via Zanetti, the night rooms the inner courtyard. Tap a room to see it.

Apartment in an 1898 palazzo on the square of Trieste's Synagogue — The bedrooms look onto a tree, not a street

The night side · the courtyard

The bedrooms look onto a tree, not a street

Both bedrooms, the study and the shower room open onto the inner courtyard: a big tree and plenty of space before the building opposite. Light comes in on this side, and the street does not reach it.

  • Main bedroom · 15.7 m²
  • Second bedroom · 8.9 m²
  • Study · 9.5 m²
  • Made-to-measure wardrobes

On foot, from the front door

From the square to the sea, gently downhill

The Synagogue is one minute away; Caffè San Marco, the courthouse and the garage three. The avenue of cinemas and the Public Garden four or five, the sea fifteen, Piazza Unità eighteen. Choose a destination: the route is the real one, street by street.

Aerial photo of central Trieste, north up: the walking routes that start from the building

2Caffè San Marco

3min there

3min back

167 m on foot · ↑ 1 m uphill · ↓ 0 m downhill

Home 7 m8 m0 m · above sea level

Around the square

The sea

In town

Green spaces

Every day

Schools

How we know

How they are calculated: OSRM walking routes on OpenStreetMap data (FOSSGIS server), on 30 October 2026, from the front door on the square. Walking speed is 4.5 km/h, plus one minute per 10 metres of ascent; elevations from the FVG Region's LiDAR survey (1 m terrain model, 2009). The photo, north up, is the FVG Region's 2017 true orthophoto, licensed CC BY 4.0.

In detail

For those who want to know everything

The in-depth chapters, with measurements and sources. Open them one at a time.

Property features

Type
Apartment
Surface
134 m²
Bedrooms
2
Bathrooms
2
Floor
2
Condition
Excellent / Renovated
Energy class
Not yet stated
›The full description

An 1898 building on Piazza Virgilio Giotti, in the Borgo Franceschino, the district laid out between 1796 and 1800 along Via San Francesco. A rusticated base, an arched wooden front door, an entrance hall floored in geometric patterns: the City of Trieste's detailed plan for the historic centre lists the façade, the entrance hall and the staircase as the building's features of merit. Across the square stands the Synagogue, inaugurated in 1912.

The apartment is on the second floor, with a lift: 134 m² by the land registry, ceilings 3.55 m high in the living area, and two sides, each with a character of its own. The 3D tour at the top of the page walks you through it room by room.

Daytime faces Via Zanetti. Living room and kitchen are joined by an arch, and from the windows the Synagogue appears at an angle. The window frames are of good quality: with the windows shut, the street cannot be heard.

Night-time belongs to the inner courtyard, where a large tree and plenty of space before the building opposite let in light and quiet. On this side: the main bedroom, a second bedroom, the study, two bathrooms and a storeroom with the laundry.

Renovated in 2010–2011, the home has been furnished with taste, and the details show it:

inlaid parquet with borders in the living area, oak in the sleeping area;

period wooden doors with etched glass;

many made-to-measure wardrobes;

a lacquered kitchen with induction hob, two column ovens and a wine cooler;

one bathroom with a bathtub, the other with a mosaic shower and a stone washbasin;

in the bedroom, a wall finished in Venetian plaster.

The kitchen and most of the furniture are included in the price.

Virgilio Giotti, the poet of the Trieste dialect who gives the square its name, was among the regulars of Caffè San Marco, opened in 1914 at the end of Via Zanetti, three minutes on foot: the same café that gives its name to the first chapter of Claudio Magris's Microcosms. The poet's bust stands in the Giardino Pubblico, four minutes away; four minutes also bring you to the pedestrian stretch of Viale XX Settembre, with its cinemas and the Politeama Rossetti theatre. The sea is 15 minutes away, Piazza Unità 18.

On the third floor there is an attic room for storage (height from 1.40 to 3.00 m). Independent gas heating, with a boiler from 2010 serviced in December 2025; one air conditioner. Building charges are about €58 a month, lift included; heating is paid separately. The building rents out a room it owns, and the rent lightens the shared costs.

The car can stay in the Foro Ulpiano garage next to the Courthouse: 694 spaces, open 24 hours a day, 3 minutes on foot, with monthly passes at around €150.

The energy performance certificate is in progress and will be published as soon as it is available.

Price: €435,000.

Indicative taxes & costs

Purchase costs (one-off)

First-home taxes
≈ €2,283
TriesteVillas fee
≈ €17,400+ VAT
Notary
≈ €2,100-4,200estimate, incl. VAT and costs
Indicative all-in purchase cost
≈ €460,600 – €462,700

An indicative estimate: we work out the exact figures together, line by line.

Annual running costs

Service charges
≈ €696/yr
Waste tax · TARI
Occupants2≈ €256/yr

Annual costs are indicative estimates calculated with a formula from the cadastral data and the municipal rates, and do not replace an official check.

A mortgage for this home

€1,374a month

for a €304,500 mortgage (70% of the price) over 30 years: 360 monthly payments at a fixed rate

TAN
3.54%
nominal annual rate
APRC (TAEG)
3.71%
total annual cost, fees included

A first estimate, made with the help of AI from official data: it is not a mortgage offer. The amount, rate and terms are decided by the bank after its own assessment.

TAN from the average of fixed-rate (over 10 years) mortgages signed in Italy in August 2026 (provisional): ECB, Bank of Italy data.

The guide: mortgages in Italy for non-residents

Italian banks usually lend non-residents 50-60% of the value: “I live abroad” redoes the maths.

How we do the maths

The rate

It is the average rate of fixed-rate (over 10 years) home loans signed in Italy in the month, collected from banks by the Bank of Italy and published by the ECB about five weeks later (harmonised MIR statistics). The TriesteVillas CRM downloads it every night: when a new month comes out, the figure here updates by itself. Fixed-rate loans use contracts fixed for the same term (up to 5 years, 5 to 10, over 10); variable-rate loans use variable-rate contracts. The published figure is a compound annual rate without fees: for the monthly payment it becomes the nominal rate, TAN = 12 × ((1 + rate)^(1/12) - 1). Latest data: August 2026, provisional.

Over a year this average moved from 3.31% (August 2025) to 3.60% (August 2026).

This month's offers may differ: the best ones are often below the average, with conditions (down payment, energy class, guarantees, insurance). That is why the rate above can be changed.

The payment

French amortisation, with a constant payment: R = C × i / (1 - (1 + i)^(-n)), where C is the capital, i the TAN divided by 12 and n the number of payments.

The APRC (TAEG)

The annual cost of the whole loan, computed with the cash flows of the EU directive: on top of interest, the costs usually paid to the bank and the State. Substitute tax 0.25% (€761), arrangement fee €1,000 (assumption), valuation €350, fire insurance €69 a year, payment collection €3 a month. The notary's fees stay out of the APRC, as the law provides (art. 120-quinquies of the Italian Banking Act): they are included in the cash needed at the deed. For comparison, the average APRC of home loans signed in Italy in August 2026 was 3.99%.

Cash at the deed

The down payment, the purchase taxes estimated for this home under the chosen regime, the agency fee with VAT, the loan costs paid at signing and the notary, for the purchase and for the mortgage. The notary is our estimate, given as a range, not a quote: since 2012 the fee is agreed with the notary, who, having seen the documents, gives a written estimate before being instructed. The bank lends on the value set by its own valuation: if the valuation comes in below the price, the loan goes down, not the price.

The income

The one-third rule comes from the Bank of Italy's consumer guide: a prudence measure for choosing an affordable payment, not the criterion a bank uses to decide. Every bank assesses income, expenses, age and guarantees on its own.

What it is not

It is not a credit offer or advice. TriesteVillas is not a bank, a credit broker or a credit agent, and not a mortgage comparison site. This calculator, built with the help of artificial intelligence, makes a first estimate from official data and the rules written here; the maths runs in the browser and nothing is saved.

Sources

Rates updated on 20 October 2026.

Amenities

  • Elevator
  • Air conditioning
  • Renovated
  • Period property
  • Furnished

Location

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In the gulf · This home, and the other 53 in the catalogue around the gulf. Approximate position.

Approximate location within the area. The exact address is shared on request.

How we used AI in these photos and in the video

23 of 44 photos retouched with AI: 9 edited, marked on the photo; 14 in light and colour only. The viewing remains the only reference.

How we edited them

There are 44 photographs: forty were taken on 30 October 2026 in the flat, in the building and on the square, and some shots are drawn from the Matterport 3D tour of 30/10/2026 (four: the two bedrooms, the study and the living room). In 21 of the 40 photographs taken, light and colour were corrected with a generative image model (Google's Nano Banana family, used through the Higgsfield platform); the other 19 and the four from the tour only have a conventional light correction. In nine, the model removed personal or passing objects: bathrobes and towels, bottles and bathroom products, a waste bin, boxes in the attic, in the photo of the Synagogue from the square a scooter, two passers-by and a strip of barrier tape and, in two shots from the tour, framed photos, boxes, papers and a clothes rack with clothes.

In all, the model worked on 23 of the 44 photographs. Where an object was removed, the part it hid was rebuilt by the model in a plausible way. No room has been altered: dimensions, openings, floors, windows, furniture and finishes are those photographed, and no defect has been softened or hidden.

The original photographs are available on request; the viewing remains the only reference for the actual condition of the flat.

The video

Header video made from the listing photos: 9 of the 10 shots animated with an artificial intelligence model (Kling 3.0, via Higgsfield) with a slow push-in; the other one is a zoom into the photo, without AI. Some of the source photos were retouched with AI, as stated in the gallery.

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