Ref. 0045 · Barcola-Miramare
Villa Pucino
Via del Pucino, Barcola-Miramare, Trieste
€2,200,000 + VAT
Villa · 359 m² · 3 bedrooms · 4 bathrooms33 photos
Mortgage€6,993 a monthexample: 70% over 30 years · TAN 3.59% · APRC 3.72%CalculateVilla Pucino
Via del Pucino, Barcola-Miramare, Trieste
The house in three numbers
Sept. 2026
The building site, as it stands
The 3D tour on this page was scanned in September 2026: windows fitted, bare screed floors, systems under way. You can walk through it room by room, just as it is.
The energy performance certificate will be issued on completion.
6 kW
Solar panels and a heat pump
Underfloor heating with an air-to-water heat pump, 25 cm clay-block walls with 12 cm external insulation, PVC windows with argon-filled double glazing.
From the project specifications.
1st floor
The living area is upstairs
Sitting room, dining and kitchen take the top floor, with glazing onto the terrace that runs along the seaward façade. The bedrooms are on the ground floor, by the garden.
Layout from the project documents.
3D tour
Visit the home now
Scan date: 18 September 2026. The tour is a true capture, not retouched: it shows the property as it was that day.
Video
Property features
- Type
- Villa
- Surface
- 359 m²
- Bedrooms
- 3
- Bathrooms
- 4
- Floor
- Basement · Ground floor · First floor
- Condition
- New / Under construction
- Energy class
- EPC issued on completion of works
- Kitchen
- Open-plan
- Terrace
- Yes
- Garden
- Private
- Sea view
- Yes
- Building floors
- 3
- Lift
- Yes
- Garage / parking
- Yes
- Pool possible
- Yes
- Heating
- Independent
Description
A newly built detached villa in Grignano, on the slope that runs down to Miramare Castle, looking out over the Gulf of Trieste. Three levels with some 359 sq m in all and a 1,200 sq m garden terraced towards the sea, where the project includes a pool.
The villa is under construction. The photographs of the interiors and terraces show the site at the end of September 2026: structure, façades and windows are complete; systems and floors are in progress. The 3D virtual tour on this page lets you walk through it room by room as it stands today.
On the first floor, the living area: a single space for sitting, dining and cooking, with floor-to-ceiling sliding glass doors onto the terrace that runs along the sea-facing façade, plus a storeroom and a cloakroom. On the ground floor, the sleeping quarters, with bedrooms, bathrooms and a dressing room opening onto the garden. In the basement, a double garage, a study with bathroom, a gym, a laundry and a wine cellar. An internal glass lift is planned in the shaft beside the staircase. Three bedrooms and four bathrooms in all.
Construction: 25 cm Poroton block structure with 12 cm EPS external insulation, underfloor heating with an air-to-water heat pump, a 6 kW photovoltaic system, PVC windows with argon-filled double glazing, a class 3 security entrance door. Specified finishes: Heritage timber floors, Lithos stone, Ardoise-finish stairs, Treemme fittings, Ceramica Cielo sanitaryware. The double garage is included in the price.
Location: Grignano, about eight kilometres from the centre of Trieste; the marina and the park of Miramare Castle are a few minutes away.
Price: €2,200,000 plus VAT as required by law. The villa is sold by the building company, so VAT applies: 4% for buyers purchasing it as their main home ("prima casa") who meet the legal requirements, 10% in all other cases. Registration, mortgage and cadastral taxes are due at a fixed €200 each.
Energy class: the energy performance certificate (APE) will be issued on completion.
In detail
For those who want to know everything
The in-depth chapters, with measurements and sources. Open them one at a time.
Here is the villa's horizon opened out in a single line, from north to north. Towards the east-north-east, where the Bora comes from, the slope rises on average 24 degrees above the horizon; from the Molo Audace, the dashed line, barely 5. On the sea off Grignano, in radar images of six Bora days in 2003, the wind was about three tenths weaker than off the Trieste Molo in the median.
Horizon: FVG Region LiDAR DTM 1 m 2009 with the 10 m DTM and Terrarium up to 45 km, curvature and refraction, no trees or buildings; eye 1.6 m above the villa's ground; Bora sector 40-100°. Wind over the sea: RADARSAT radar images of six Bora episodes in 2003 (26 January-16 February), from Signell et al., Journal of Geophysical Research 115, C04020 (2010), figure 10, in our reading of the colours: cells 1-3 km from the shore compared with the same off the Molo F.lli Bandiera. Off Grignano the median ranges from 0.55 to 0.86 shifting the map by 700 metres. This is wind over the sea: at the villa nobody has ever measured the wind. The direction of the Bora from the strongest gusts at the Molo F.lli Bandiera (ARPA FVG-OSMER, event reports 2020-2026): median 68°.
Indicative taxes & costs
Purchase costs (one-off)
- First-home taxes
- ≈ €88,795
- TriesteVillas fee
- ≈ €88,000+ VAT
- Notary
- ≈ €4,900-9,600estimate, incl. VAT and costs
- Indicative all-in purchase cost
- ≈ €2,401,100 – €2,405,800
An indicative estimate: we work out the exact figures together, line by line.
Annual running costs
- Property tax · ILIA
- Exempt (main home)
- Waste tax · TARI
- Occupants2≈ €455/yr
Annual costs are indicative estimates calculated with a formula from the cadastral data and the municipal rates, and do not replace an official check.
A mortgage for this home
€6,993a month
for a €1,540,000 mortgage (70% of the price) over 30 years: 360 monthly payments at a fixed rate
- TAN
- 3.59%
- nominal annual rate
- APRC (TAEG)
- 3.72%
- total annual cost, fees included
A first estimate, made with the help of AI from official data: it is not a mortgage offer. The amount, rate and terms are decided by the bank after its own assessment.
TAN from the average of fixed-rate (over 10 years) mortgages signed in Italy in September 2026 (provisional): ECB, Bank of Italy data.
The guide: mortgages in Italy for non-residents
Italian banks usually lend non-residents 50-60% of the value: “I live abroad” redoes the maths.
The buyer
- Monthly payment
- €6,993
- 360 payments
- Total interest
- €977,541
- Total amount payable
- €2,534,216
- payments and loan costs
- Cash needed at the deed
- €869,300 - €877,600
- down payment, purchase taxes, agency fee incl. VAT, loan costs and notary, as a range
- Suggested net income
- at least €20,980 a month
- For the Bank of Italy it is reasonable for the payment not to exceed one third of disposable income, also of several borrowers together. It is a prudence rule, not a requirement: every bank has its own criteria.
- Italian tax relief (IRPEF)
- up to €760 in the first year
- 19% of the interest and loan costs on a main home, up to €4,000 a year per contract (€760 of tax), split between the borrowers. Above €75,000 of income, for loans signed from 2025, it counts towards the overall cap on deductions; and from 2026, above €200,000, total deductions are cut by €440.
- Down payment€660,000
- Purchase taxes (as a main home)€88,795
- Agency fee incl. VAT€107,360
- Loan costs€5,200
- Notary, purchase and mortgage deeds (estimate)€7,970 - €16,210
How we do the maths
The rate
It is the average rate of fixed-rate (over 10 years) home loans signed in Italy in the month, collected from banks by the Bank of Italy and published by the ECB about five weeks later (harmonised MIR statistics). The TriesteVillas CRM downloads it every night: when a new month comes out, the figure here updates by itself. Fixed-rate loans use contracts fixed for the same term (up to 5 years, 5 to 10, over 10); variable-rate loans use variable-rate contracts. The published figure is a compound annual rate without fees: for the monthly payment it becomes the nominal rate, TAN = 12 × ((1 + rate)^(1/12) - 1). Latest data: September 2026, provisional.
Over a year this average moved from 3.31% (September 2025) to 3.65% (September 2026).
This month's offers may differ: the best ones are often below the average, with conditions (down payment, energy class, guarantees, insurance). That is why the rate above can be changed.
The payment
French amortisation, with a constant payment: R = C × i / (1 - (1 + i)^(-n)), where C is the capital, i the TAN divided by 12 and n the number of payments.
The APRC (TAEG)
The annual cost of the whole loan, computed with the cash flows of the EU directive: on top of interest, the costs usually paid to the bank and the State. Substitute tax 0.25% (€3,850), arrangement fee €1,000 (assumption), valuation €350, fire insurance €347 a year, payment collection €3 a month. The notary's fees stay out of the APRC, as the law provides (art. 120-quinquies of the Italian Banking Act): they are included in the cash needed at the deed. For comparison, the average APRC of home loans signed in Italy in September 2026 was 4.05%.
Cash at the deed
The down payment, the purchase taxes estimated for this home under the chosen regime, the agency fee with VAT, the loan costs paid at signing and the notary, for the purchase and for the mortgage. The notary is our estimate, given as a range, not a quote: since 2012 the fee is agreed with the notary, who, having seen the documents, gives a written estimate before being instructed. The bank lends on the value set by its own valuation: if the valuation comes in below the price, the loan goes down, not the price.
The income
The one-third rule comes from the Bank of Italy's consumer guide: a prudence measure for choosing an affordable payment, not the criterion a bank uses to decide. Every bank assesses income, expenses, age and guarantees on its own.
What it is not
It is not a credit offer or advice. TriesteVillas is not a bank, a credit broker or a credit agent, and not a mortgage comparison site. This calculator, built with the help of artificial intelligence, makes a first estimate from official data and the rules written here; the maths runs in the browser and nothing is saved.
Sources
- ECB, bank interest rate statistics (MIR): the series used
- Bank of Italy, Banks and money: national data
- Bank of Italy, consumer guide to home mortgages
- Substitute tax: Presidential Decree 601/1973, art. 18
- Interest tax relief: Italian Revenue Agency
- Typical costs: bank information sheets and October 2026 comparisons
- The notary: our estimate; archive tax and contributions under Ministerial Decree 265/2012
Rates updated on 3 November 2026.
Floor plans
Browse the drawings; tap the plan to enlarge it.
Basement1 of 4
Design drawing, for illustration only: it may differ from the property as it stands and has no planning, cadastral or permit value. Furniture, measurements and room names are indicative. The available cadastral and planning documents can be requested from the agency and are in any case provided before an offer is signed.
Amenities
- Pool
- Garden
- Terrace
- Garage
- Cellar
- Air conditioning
- New build
- Sea view
- Panoramic view
- Detached
- On the hill
- Quiet area
- 5 min to the sea
Location
Approximate location within the area. The exact address is shared on request.
Photos 6 and 19–21 are simulations created with AI. Images 27–33 are design renderings. How we use AI →
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